:root{--ink:#172942;--muted:#526b8a;--navy:#0b2354;--blue:#134bc4;--sky:#dce8ff;--paper:#f3f6fc;--line:#dce5f3;--white:#fff;--gold:#866523;--radius:14px;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);font-synthesis:none;font-size:14px}
*{box-sizing:border-box}body{margin:0}button,input,select,textarea{font:inherit}button{cursor:pointer}button,a,input,select,textarea,summary{-webkit-tap-highlight-color:transparent}button{color:inherit}button:disabled{cursor:not-allowed;opacity:.55}a{color:inherit}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #7ca9ff;outline-offset:4px}input:focus,select:focus,textarea:focus{outline:2px solid #2463eb;outline-offset:1px;border-color:#2463eb}input[type=radio],input[type=checkbox]{accent-color:var(--blue)}input[type=radio]{width:17px;height:17px;flex:none;margin:0}input[type=checkbox]{width:18px;height:18px;flex:none;margin:2px 0}input,textarea,select{color:var(--ink)}input::placeholder,textarea::placeholder{color:#7b8aaa;opacity:1}textarea{resize:vertical;line-height:1.6}h1,h2,h3,p{margin:0}button svg{pointer-events:none}.icon{width:20px;height:20px;flex:none;vertical-align:middle}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;top:-100px;left:20px;z-index:50;padding:14px;background:white}.skip-link:focus{top:10px}.sidebar{position:fixed;inset:0 auto 0 0;width:242px;padding:35px 20px 24px;background:var(--navy);color:#fff;display:flex;flex-direction:column;z-index:10}.brand{display:flex;align-items:center;gap:11px;text-decoration:none;font-size:14px;font-weight:650;letter-spacing:1.25px;line-height:1.3}.brand-mark{background:#ffffff;border:1px solid #53628266;width:43px;height:46px;display:grid;place-items:center;border-radius:10px;color:var(--sky);flex:none}.brand-mark .icon{width:28px;height:28px}.brand-second{display:block;font-size:14px;letter-spacing:1.4px;margin-top:3px}.brand-second i{font-size:14px;display:block;letter-spacing:2px;margin-top:5px;font-style:normal;color:#b2bacd}.sidebar-divider{height:1px;background:#ffffff1c;margin:33px 4px 30px}.nav-label{font-size:14px;color:#a2adc4;letter-spacing:1.7px;font-weight:600;margin:0 12px 14px}.nav-item{width:100%;border:0;background:transparent;display:flex;align-items:center;gap:12px;text-align:left;padding:14px 13px;border-radius:9px;color:#c4cbd9;margin-bottom:6px;font-size:14px}.nav-item .icon{width:18px;height:18px}.nav-item:hover{background:#ffffff0b}.nav-item.active{background:#dce8ff;color:#1a2743;font-weight:650}.nav-dot{height:6px;width:6px;border-radius:100%;background:var(--blue);margin-left:auto}.draft-count{margin-left:auto;font-size:14px;border:1px solid #ffffff24;padding:2px 5px;border-radius:4px}.sidebar-guide{border:1px solid #ffffff1c;border-radius:12px;margin-top:52px;padding:21px 18px;background:#ffffff04}.guide-icon{width:35px;height:35px;display:grid;place-items:center;color:#dce8ff;border-radius:8px;background:#ffffff0c;margin-bottom:18px}.sidebar-guide h3{font-size:14px;font-weight:550;line-height:1.5;letter-spacing:-.2px}.sidebar-guide p{font-size:14px;line-height:1.8;color:#a3aec4;margin-top:9px}.sidebar-guide button{background:none;border:0;padding:0;display:flex;align-items:center;gap:9px;color:#becff4;font-size:14px;margin-top:19px}.sidebar-guide button .icon{width:16px}.sidebar-bottom{margin-top:auto;padding:40px 10px 0;display:flex;gap:9px;color:#9ea9c1}.sidebar-bottom .icon{width:15px}.sidebar-bottom b{font-size:14px;display:block;font-weight:500;color:#cbd1dd}.sidebar-bottom span{font-size:14px;display:block;margin-top:5px}.app-main{margin-left:242px}.topbar{background:var(--white);border-bottom:1px solid var(--line);height:77px;padding:0 42px;display:flex;align-items:center;justify-content:space-between}.breadcrumb{font-size:14px;color:var(--muted)}.breadcrumb span{padding:0 16px;color:#9faac2}.breadcrumb b{font-weight:500;color:#23355d}.topbar-actions{display:flex;align-items:center;gap:20px}.topbar-actions .text-button{font-size:14px;gap:8px}.topbar-actions .icon{width:16px}.topbar-divider{width:1px;height:24px;background:var(--line)}.workspace-avatar{background:#dae4f9;border:1px solid #c4d4f5;color:#424f6a;border-radius:50%;width:32px;height:32px;display:grid;place-items:center;font-weight:600;font-size:14px}main{padding:37px 40px 0;max-width:1580px;margin:auto;outline:none}.page-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:21px}.eyebrow{font-size:14px;font-weight:700;letter-spacing:1.8px;color:#536181;display:flex;align-items:center;gap:7px;margin-bottom:14px}.eyebrow span{width:5px;height:5px;background:#556892;border-radius:50%}h1{font-size:32px;letter-spacing:-1.2px;font-weight:560;line-height:1.18}.page-description{font-size:14px;color:var(--muted);margin-top:12px;line-height:1.6}.bank-line{font-size:14px;font-weight:600;border-bottom:1px solid var(--line);padding-bottom:23px;margin-bottom:27px;color:#4d5b78}.bank-line span{font-weight:400;color:#7181a4;padding-left:12px;margin-left:12px;border-left:1px solid #cbd1dd}.button{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:8px;padding:12px 17px;min-height:43px;border:1px solid transparent;font-size:14px;font-weight:550;text-decoration:none;transition:background .15s,box-shadow .15s}.button .icon{width:16px;height:16px}.button-primary{background:var(--navy);color:white}.button-primary:hover{background:#173c8a}.button-outline{background:white;border-color:#cfd5e1}.button-outline:hover{background:#e0e8fa}.button-soft{background:#e0e8fa;color:#36425d}.button-soft:hover{background:#c9d7f6}.text-button{background:none;border:0;padding:4px 0;display:flex;align-items:center;gap:8px;color:var(--muted);font-size:14px}.text-button:hover{color:var(--blue)}.inline-link{background:none;border:0;padding:0;color:var(--blue);font-weight:550;font-size:14px;text-decoration:underline;text-underline-offset:3px}.icon-button{border:0;background:transparent;width:36px;height:36px;display:grid;place-items:center;border-radius:7px;flex:none}.icon-button:hover{background:#e0e8fa}.workspace-grid{display:grid;grid-template-columns:minmax(0,1fr) 285px;gap:24px;align-items:start}.form-column{min-width:0}.type-picker{display:grid;grid-template-columns:1fr 1fr;gap:12px}.type-card{background:#fff;border:1px solid #c8d6f5;border-radius:11px;padding:18px 16px;display:flex;align-items:center;gap:13px;text-align:left;min-height:86px}.type-card:hover{border-color:#9ba6bf}.type-card.selected{background:#eef5ff;border:1.5px solid #2563eb;padding:17.5px 15.5px}.type-icon{width:41px;height:41px;border:1px solid #cad8f6;background:#ecf1fc;border-radius:10px;display:grid;place-items:center;color:#556586;flex:none}.selected .type-icon{background:#d1ddf7;border-color:#ccd3e1;color:#33415e}.type-card b{display:block;font-size:14px;font-weight:600}.type-card small{display:block;font-size:14px;color:#65769c;margin-top:6px}.type-check{border:1px solid #ced4e0;width:18px;height:18px;border-radius:50%;margin-left:auto;display:grid;place-items:center;flex:none}.selected .type-check{background:#1d4ed8;color:white;border-color:#1d4ed8}.type-check .icon{width:13px;height:13px}.policy-banner{margin-top:16px;padding:13px 15px;border:1px solid #e9debd;background:#faf7ed;border-radius:8px;display:flex;align-items:center;gap:12px;font-size:14px;color:#765f2e}.policy-banner>.icon{width:17px}.policy-banner b{font-size:14px;font-weight:600}.policy-banner span{font-size:14px;display:block;line-height:1.7;margin-top:3px}.policy-banner button{margin-left:auto;flex:none;border:0;background:none;display:flex;align-items:center;gap:7px;font-size:14px;color:#775a28;font-weight:600}.policy-banner button .icon{width:14px}.steps{display:grid;grid-template-columns:repeat(4,1fr);margin:25px 0 22px;scroll-margin-top:18px;gap:8px}.step{background:transparent;border:0;border-bottom:2px solid #c7d6f5;display:flex;align-items:center;gap:8px;color:#6e7ea2;padding:0 0 15px;text-align:left;white-space:nowrap}.step span{font-size:14px;font-weight:600;border:1px solid #c7d6f5;border-radius:6px;width:24px;height:24px;display:grid;place-items:center}.step b{font-size:14px;font-weight:500}.step.current{border-color:#3a4764;color:#1f2f52}.step.current span{color:white;background:#3a4764;border-color:#3a4764}.step.current b{font-weight:650}.form-panel{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:28px 29px 0;box-shadow:0 3px 12px #17233c03}.section-heading{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:28px}.small-eyebrow{font-size:14px;letter-spacing:1.5px;color:#64769c;font-weight:650;line-height:1.5;margin-bottom:10px}.section-heading h2{font-size:21px;letter-spacing:-.45px;font-weight:600;outline:none}.section-heading p:not(.small-eyebrow){color:#7383a5;font-size:14px;line-height:1.7;margin-top:8px}.heading-icon{display:grid;place-items:center;width:40px;height:40px;color:#65769c;background:#ebf1fc;border:1px solid #d2def7;border-radius:10px;flex:none}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px 20px}.span-2{grid-column:span 2}.field{min-width:0}.field>label{font-size:14px;display:block;font-weight:600;color:#424e68;margin-bottom:9px}.required{color:#5c6c90;margin-left:2px}.field input,.field select,.field textarea{width:100%;border:1px solid #c5d4f5;background:#fff;border-radius:7px;padding:12px;font-size:14px;min-height:42px}.field input[type=number]{appearance:textfield;-moz-appearance:textfield}.field input::-webkit-outer-spin-button,.field input::-webkit-inner-spin-button{margin:0;appearance:none}.field select{padding-right:24px}.field small{font-size:14px;color:var(--muted);display:block;line-height:1.6;margin-top:6px}.input-prefix{position:relative}.input-prefix>span{position:absolute;top:12px;left:14px;color:#65779d;font-size:14px}.input-prefix>input{padding-left:35px}.term-input{display:flex;gap:8px}.term-input input{width:50%}.term-input select{width:50%;background:#f5f7fd}.form-divider{height:1px;background:#e0e8f9;margin:26px 0}.inline-tip{display:flex;align-items:flex-start;gap:9px;margin:25px 0;background:#eef2fc;border-radius:7px;padding:12px;color:#607195;font-size:14px;line-height:1.8}.inline-tip .icon{height:15px;width:15px;margin-top:2px}.inline-tip .inline-link{font-size:14px}.panel-footer{border-top:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:12px;margin:26px -29px 0;padding:20px 29px}.panel-footer .text-button{font-size:14px}.panel-footer .text-button .icon{width:15px}.step-fraction{font-size:14px;color:#8593b1}.form-bottom-note{font-size:14px;display:flex;align-items:center;justify-content:center;gap:6px;color:#7888a9;margin-top:18px;line-height:1.6;text-align:center}.form-bottom-note .icon{width:12px;height:12px}.summary-column{position:sticky;top:24px}.score-panel{border:1px solid var(--line);background:#fff;border-radius:var(--radius);overflow:hidden}.score-panel-top{display:flex;align-items:center;justify-content:space-between;gap:8px;padding:23px 22px 0}.score-panel-top .small-eyebrow{font-size:14px;letter-spacing:1px;margin:0}.status-dot{font-size:14px;color:#617297;display:flex;align-items:center;gap:4px;white-space:nowrap}.status-dot:before{content:"";width:4px;height:4px;background:#7988a9;border-radius:50%}.score-panel h2{font-size:15px;font-weight:550;letter-spacing:-.2px;margin:16px 22px 0}.score-display{display:flex;gap:10px;align-items:center;padding:18px 22px}.score-display>strong{font-size:57px;line-height:1;font-weight:520;color:#153d87;letter-spacing:-2px;font-variant-numeric:tabular-nums}.score-display>span{font-size:17px;color:#8b98b5;line-height:1.2}.score-display>span>span{font-size:14px;color:#7282a5;display:block;margin-top:5px}.rating-pending{margin:0 22px 22px;background:#eaeffb;display:flex;align-items:center;gap:6px;border-radius:6px;padding:10px;color:#63749a;font-size:14px}.rating-pending .icon{width:14px;height:14px}.rating-result{padding:11px 12px;margin:0 22px 22px;border-radius:7px;background:#edf5ff;color:#3d4c6d}.rating-result b{font-size:14px;display:block}.rating-result span{font-size:14px;margin-top:5px;display:block;line-height:1.5}.rating-result.risk-high{background:#f9ebe4;color:#984c31}.completion-label{margin:0 22px;display:flex;justify-content:space-between;font-size:14px}.completion-label b{font-weight:500;color:#566687}.completion-label span{font-variant-numeric:tabular-nums;color:#7182a5}progress{width:calc(100% - 44px);height:5px;display:block;margin:10px 22px 22px;border:0;border-radius:3px;background:#dde6f9;overflow:hidden}progress::-webkit-progress-bar{background:#dde6f9}progress::-webkit-progress-value{background:#3675f4;border-radius:3px}progress::-moz-progress-bar{background:#3675f4}.score-sections{border-top:1px solid #e0e8f9;margin:0 22px;padding-top:9px}.score-sections button{border:0;background:transparent;display:flex;align-items:center;gap:10px;width:100%;padding:13px 0;text-align:left}.score-sections button:hover{background:#f0f4fc}.section-letter{width:26px;height:27px;background:#eaeffb;border:1px solid #d3def7;border-radius:6px;display:grid;place-items:center;color:#7282a5;font-size:14px;flex:none}.section-letter.complete{background:#cfdbf6;color:#3d4e74}.section-letter .icon{width:15px;height:15px}.score-sections b{font-size:14px;font-weight:550;display:block}.score-sections small{font-size:14px;display:block;color:#8391b0;margin-top:5px}.score-sections strong{margin-left:auto;color:#59698c;font-size:14px;font-weight:550;font-variant-numeric:tabular-nums}.score-footnote{padding:12px 22px;font-size:14px;line-height:1.7;color:#887147}.score-panel-actions{padding:20px 22px;background:#f8fafe;border-top:1px solid #dfe7f9;margin-top:12px;text-align:center}.score-panel-actions>.button{width:100%}.save-status{font-size:14px;color:#8391b0;margin-top:10px;display:block}.quick-tools{border:1px solid var(--line);border-radius:11px;background:#ffffff8f;margin-top:17px;padding:19px 20px 10px}.quick-tools .small-eyebrow{font-size:14px;margin:0 0 10px}.quick-tools button{display:flex;align-items:center;gap:9px;width:100%;background:none;border:0;padding:11px 0;font-size:14px;color:#576788;text-align:left}.quick-tools button>.icon{width:14px;height:14px}.quick-tools button>.icon:last-child{margin-left:auto;color:#a7b1c6;width:12px}.quick-tools button:hover{color:#1d2e54}.summary-note{font-size:14px;color:#7b8aab;line-height:1.8;padding:17px 10px}.app-footer{display:flex;justify-content:space-between;border-top:1px solid var(--line);margin-top:40px;padding:20px 0 25px;font-size:14px;color:#8693b1}.app-footer b{font-weight:400}.version{padding:3px 5px;background:#d8e2f8;border-radius:3px;font-size:14px;margin-left:5px}.qualification-list{display:grid;gap:0}.qualification-row{border:0;border-bottom:1px solid #dee6f9;margin:0;padding:17px 0;display:grid;grid-template-columns:1fr auto;align-items:center;gap:15px;min-width:0}.qualification-row legend{float:left;font-size:14px;line-height:1.7;padding:0;display:flex;gap:10px}.check-number{font-size:14px;color:#8795b2;padding-top:1px}.yes-no{display:flex;gap:5px}.yes-no label{position:relative}.yes-no input{position:absolute;opacity:0;width:100%;height:100%}.yes-no span{display:grid;place-items:center;font-size:14px;min-width:36px;min-height:33px;padding:8px;border:1px solid var(--line);border-radius:5px;color:var(--muted);cursor:pointer}.yes-no label:has(input:checked) span{border-color:#425379;background:#e0e8fa;color:#304061;font-weight:650}.yes-no label:has(input[value=no]:checked) span{border-color:#be8565;background:#fbf0e7;color:#97603a}.yes-no label:has(input:focus-visible) span{outline:2px solid var(--blue);outline-offset:2px}.qualification-remarks{margin-top:24px}.group-tabs{display:flex;gap:7px;overflow-x:auto;border-bottom:1px solid var(--line);padding:0 0 14px;scrollbar-width:thin}.group-tabs button{border:1px solid #cedbf6;background:#fff;border-radius:6px;padding:9px 10px;white-space:nowrap;display:flex;gap:7px;align-items:center;font-size:14px}.group-tabs button span{font-weight:650}.group-tabs button.active{background:#dbe5f9;border-color:#a5b1ca;color:#2e4067}.group-heading{display:flex;gap:16px;justify-content:space-between;align-items:center;padding:22px 0}.group-heading h3{font-size:14px;line-height:1.6}.group-heading p{font-size:14px;color:var(--muted);margin-top:6px;display:flex;gap:8px}.group-heading p b{font-weight:500;color:#566586}.group-heading .inline-link{white-space:nowrap;font-size:14px}.criteria-list{display:grid;gap:10px}.criterion{border:1px solid #c9d7f6;border-radius:9px;overflow:hidden}.criterion summary{padding:16px 14px;display:flex;align-items:center;gap:10px;cursor:pointer;list-style:none}.criterion summary::-webkit-details-marker{display:none}.criterion summary:hover{background:#f5f7fd}.criterion-number{font-size:14px;color:#7585a7;width:17px;flex:none}.criterion-title{font-size:14px;font-weight:550;line-height:1.55;flex:1}.q-score{display:grid;place-items:center;background:#e6ecfa;border-radius:5px;width:27px;height:27px;font-size:14px;color:#7181a4;flex:none}.q-score.scored{background:#d4e0f8;color:#324367}.criterion summary>.icon{height:13px;width:13px;color:#8c99b6}.criterion[open] summary>.icon{transform:rotate(90deg)}.criterion[open] summary{border-bottom:1px solid #d4dff7;background:#f5f7fd}.criterion-body{padding:16px}.criterion-body fieldset{padding:0;border:0;margin:0;display:grid;gap:8px}.score-option{display:flex;align-items:flex-start;gap:10px;padding:12px 11px;border:1px solid #d4e0f8;border-radius:7px;cursor:pointer}.score-option:hover{background:#f6f8fd;border-color:#bdc6d8}.score-option:has(input:checked){background:#eef5ff;border-color:#86afff}.score-option input{margin-top:2px}.option-letter{font-size:14px;font-weight:600;color:#64769c;padding-top:2px}.option-text{font-size:14px;line-height:1.65;flex:1}.option-value{font-size:14px;font-weight:650;width:27px;text-align:center;color:#4e5c7b;flex:none}.option-value small{font-size:14px;font-weight:400;display:block;color:#7585a7;margin-top:4px}.criterion-note{display:flex;gap:7px;margin:13px 0 0;font-size:14px;line-height:1.7;color:#8d774c}.criterion-note .icon{width:13px;height:13px;margin-top:2px}.reason-field{margin-top:18px}.reason-field label{font-size:14px}.reason-field textarea{font-size:14px;padding:10px}.criterion-body>.inline-link{font-size:14px;margin-top:10px;font-weight:400}.optional{font-size:14px;color:#8e9ab6;font-weight:400;margin-left:4px}.group-footer{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:20px}.group-footer>span{font-size:14px;color:#6a7ba0}.group-footer .button{font-size:14px}.review-borrower{display:flex;gap:13px;align-items:center;border:1px solid #cfdbf6;background:#f1f5fd;padding:17px;border-radius:9px;margin-bottom:27px}.review-borrower b{display:block;font-size:14px}.review-borrower span:not(.type-icon){display:block;font-size:14px;color:var(--muted);margin-top:7px}.review-borrower .inline-link{margin-left:auto;font-size:14px;white-space:nowrap}.review-block{margin-top:28px;padding-bottom:26px;border-bottom:1px solid var(--line)}.review-block h3{font-size:14px;margin-bottom:15px;font-weight:600}.document-options{display:grid;gap:9px}.document-option{display:flex;gap:12px;align-items:center;border:1px solid var(--line);padding:13px;border-radius:8px;cursor:pointer}.document-option:has(input:checked){border-color:#7b8aab;background:#eef5ff}.document-option b{font-size:14px;display:block;font-weight:550}.document-option small{font-size:14px;display:block;color:#7081a4;margin-top:5px;line-height:1.5}.check-row{display:flex;gap:10px;align-items:flex-start;font-size:14px;line-height:1.7;cursor:pointer}.check-row b{font-size:14px;font-weight:500;display:block}.check-row small{font-size:14px;display:block;color:#6d7ea2;margin-top:2px}.conditions-grid{display:grid;grid-template-columns:1fr 1fr;gap:21px 12px;margin-top:20px}.muted{color:var(--muted)}.small{font-size:14px;line-height:1.8}.review-block>p{margin-top:12px}.subform{margin-top:22px;padding:20px;border-radius:9px;background:#f1f5fd}.review-result{background:#faf6ea;border:1px solid #e6dbb5;border-radius:9px;padding:18px;margin-top:24px;font-size:14px;color:#806639;line-height:1.8}.review-result>div{display:flex;gap:9px;align-items:center}.review-result h3{font-size:14px;font-weight:600}.review-result ul{padding-left:19px;margin:13px 0}.review-result.ready{background:#e2eafa;border-color:#b5c0d8;color:#34456b}.adjustment-trace{font-size:14px;color:#7081a4;line-height:1.8;padding:18px 0}.adjustment-trace>p{margin:4px 0}.export-bar{display:flex;flex-wrap:wrap;gap:10px;margin-top:6px}.export-bar .button{font-size:14px}.notice{background:#faf7ed;border:1px solid #ebe1c8;border-radius:8px;color:#806a41;padding:15px;font-size:14px;line-height:1.8}.notice p{margin-top:6px}.notice ul{margin:8px 0 0;padding-left:18px}.notice li{margin-bottom:7px}dialog{width:min(680px,calc(100% - 28px));max-height:calc(100dvh - 48px);padding:0;border:1px solid var(--line);border-radius:15px;color:var(--ink);box-shadow:0 25px 100px #141f363f;background:white}dialog::backdrop{background:#111a2da3;backdrop-filter:blur(3px)}dialog.wide-modal{width:min(780px,calc(100% - 28px))}.modal-header{display:flex;justify-content:space-between;align-items:center;padding:19px 25px;border-bottom:1px solid var(--line);position:sticky;top:0;background:white;z-index:2}.modal-header h2{font-size:20px;letter-spacing:-.4px}.modal-body{padding:23px 25px}.modal-body>p{font-size:14px;line-height:1.85;color:var(--muted);margin-bottom:17px}.modal-body>h3{font-size:14px;margin:22px 0 10px}.modal-body .notice{margin-bottom:19px}.modal-lead{font-size:14px!important}.modal-actions{display:flex;justify-content:flex-end;gap:10px;margin-top:23px;padding-top:20px;border-top:1px solid var(--line)}.modal-body .form-grid{margin-top:19px}.policy-weights{margin-bottom:12px}.policy-weights>label{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:11px 0;border-bottom:1px solid #dee6f9;font-size:14px}.policy-weights b{font-weight:500}.policy-weights small{display:block;font-size:14px;color:#7584a6;margin-top:5px}.policy-weights>label>div{display:flex;align-items:center;gap:8px;color:#7181a4}.policy-weights input{width:80px;border:1px solid var(--line);border-radius:6px;padding:9px;font-size:14px}.weight-total{font-size:14px;text-align:right;color:var(--blue);margin:16px 0 24px;font-weight:600}.policy-check{margin-top:20px}.modal-body .policy-check+p{font-size:14px;margin-top:10px}.guide-steps{display:grid;gap:14px;margin:20px 0;font-size:14px}.guide-steps p{font-size:14px;color:var(--muted);line-height:1.8;margin-top:5px}.guide-table{border-collapse:collapse;width:100%;font-size:14px;margin:10px 0 16px}.guide-table th,.guide-table td{text-align:left;border-bottom:1px solid var(--line);padding:10px 9px;white-space:nowrap}.guide-table th{background:#e6ecfa;color:#536181;font-size:14px;font-weight:600}.table-scroll{overflow-x:auto}.draft-row{display:flex;gap:13px;align-items:center;padding:18px 0;border-bottom:1px solid var(--line)}.draft-icon{display:grid;place-items:center;background:#e6ecfa;border:1px solid #c9d7f6;width:39px;height:44px;border-radius:7px;color:#64769c;flex:none}.draft-row>div{flex:1;min-width:0}.draft-row b{font-size:14px;display:block;overflow-wrap:anywhere}.draft-row span:not(.draft-icon){font-size:14px;display:block;color:var(--muted);margin-top:5px}.draft-row small{font-size:14px;color:#8492b0;display:block;margin-top:5px}.draft-row .button{font-size:14px;min-height:35px;padding:9px 12px}.empty-state{text-align:center;padding:40px 0;color:#7383a6}.empty-state>.icon{width:34px;height:34px;margin:0 0 16px}.empty-state h3{font-size:16px;font-weight:550;color:#4d5b79}.empty-state p{font-size:14px;line-height:1.8;margin-top:10px}#toast{position:fixed;bottom:25px;left:50%;transform:translate(-50%,15px);max-width:calc(100% - 32px);background:#173e89;color:#fff;border-radius:8px;padding:14px 22px;font-size:14px;line-height:1.7;box-shadow:0 5px 25px #17223b30;z-index:100;opacity:0;pointer-events:none;transition:opacity .2s,transform .2s}#toast.show{opacity:1;transform:translate(-50%,0)}#toast.error{background:#784b2c}#print-report{display:none}
@media(min-width:1500px){.workspace-grid{grid-template-columns:minmax(0,1fr) 315px;gap:30px}h1{font-size:36px}.step b{font-size:14px}.score-sections b{font-size:14px}.type-card{min-height:93px}.form-panel{padding:32px 34px 0}.panel-footer{margin-left:-34px;margin-right:-34px;padding-left:34px;padding-right:34px}.form-grid{gap:25px}.field>label{font-size:14px}.field input,.field select,.field textarea{font-size:14px}.score-panel-top .small-eyebrow{font-size:14px}.status-dot{font-size:14px}}
@media(max-width:1240px){.sidebar{width:215px;padding:30px 15px 24px}.app-main{margin-left:215px}.brand{font-size:14px;gap:9px}.brand-second{font-size:14px}.brand-mark{width:38px}.topbar{padding:0 27px}main{padding:30px 25px 0}h1{font-size:27px}.workspace-grid{grid-template-columns:minmax(0,1fr) 253px;gap:18px}.type-card{padding:15px 12px;gap:9px}.type-card.selected{padding:14.5px 11.5px}.type-card b{font-size:14px}.type-card small{font-size:14px}.type-icon{width:34px;height:36px}.type-check{width:15px;height:15px}.step b{font-size:14px}.step{gap:5px}.form-panel{padding:24px 22px 0}.panel-footer{margin-left:-22px;margin-right:-22px;padding:18px 22px}.score-panel-top{padding:20px 17px 0}.score-panel-top .small-eyebrow{font-size:14px}.score-panel h2{margin-left:17px}.score-sections{margin-left:17px;margin-right:17px}.score-panel-actions{padding:18px 17px}.form-grid{gap:20px 14px}.page-heading>.button{font-size:14px;padding:10px 12px}.type-card small{line-height:1.5}}
@media(max-width:1060px){.sidebar{width:190px;padding:26px 12px}.app-main{margin-left:190px}.brand{font-size:14px;letter-spacing:.8px}.brand-second{font-size:14px}.brand-mark{width:33px;height:39px}.brand-mark .icon{width:24px}.nav-item{font-size:14px;padding:12px 10px;gap:9px}.nav-label{font-size:14px}.sidebar-guide{padding:17px 13px}.sidebar-guide h3{font-size:14px}.sidebar-guide p{font-size:14px}.sidebar-bottom{padding-left:4px;padding-right:4px}.sidebar-bottom span{font-size:14px}.workspace-grid{grid-template-columns:minmax(0,1fr) 230px;gap:16px}.score-panel-top{display:block}.status-dot{margin-top:7px}.page-heading{align-items:flex-start}h1{font-size:25px}.type-card small{display:none}.type-card{min-height:72px}.type-check{display:none}.step{display:block}.step span{margin-bottom:7px}.steps{gap:10px}.policy-banner span{font-size:14px}.bank-line{font-size:14px}.bank-line span{display:block;border:0;padding:0;margin:5px 0 0}.form-panel{padding:24px 20px 0}.panel-footer{margin-left:-20px;margin-right:-20px;padding:17px 20px}.section-heading h2{font-size:19px}.step-fraction{display:none}.group-tabs{margin:0 -4px}.group-heading h3{font-size:14px}.qualification-row{display:block}.yes-no{margin:12px 0 0 26px}.qualification-row legend{float:none}.heading-icon{display:none}}
@media(max-width:900px){.sidebar{width:76px;padding:26px 12px;align-items:center}.brand>span:last-child,.nav-label,.nav-item>span,.sidebar-guide,.sidebar-bottom,.brand-second{display:none}.brand-mark{width:43px;height:46px}.brand-mark .icon{width:27px}.sidebar-divider{width:35px;margin:24px 0}.sidebar nav{width:100%}.nav-item{justify-content:center;padding:15px 0}.nav-item .icon{width:20px;height:20px}.app-main{margin-left:76px}.topbar{height:65px}main{padding:28px 23px 0}.workspace-grid{grid-template-columns:minmax(0,1fr) 230px;gap:17px}.page-heading>.button{font-size:0;gap:0;padding:11px}.page-heading>.button .icon{width:18px;height:18px}}
@media(max-width:740px){.sidebar{position:static;width:100%;height:65px;flex-direction:row;justify-content:space-between;padding:12px 20px}.brand>span:last-child,.brand-second{display:block}.brand{font-size:14px;letter-spacing:.7px}.brand-second{font-size:14px;margin-top:2px}.brand-second i{display:none}.brand-mark{width:33px;height:36px}.brand-mark .icon{width:23px;height:23px}.sidebar-divider{display:none}.sidebar nav{width:auto;display:flex;gap:8px}.nav-item{width:35px;height:35px;padding:8px;margin:0}.nav-item.active{background:#dce8ff}.nav-item .icon{width:18px;height:18px}.app-main{margin-left:0}.topbar{height:51px;padding:0 20px}.topbar-actions .text-button span,.topbar-divider,.workspace-avatar{display:none}.breadcrumb{font-size:14px}.breadcrumb span{padding:0 10px}.topbar-actions{gap:0}main{padding:25px 18px 0}.page-heading{margin-bottom:18px}.page-heading h1{font-size:26px;letter-spacing:-.8px;max-width:290px}.page-description{font-size:14px;max-width:290px}.eyebrow{font-size:14px;letter-spacing:1.2px}.bank-line{padding-bottom:18px;margin-bottom:21px}.workspace-grid{grid-template-columns:1fr;gap:22px}.summary-column{position:static;display:grid;grid-template-columns:1fr 1fr;gap:15px;align-items:start}.summary-note{grid-column:2;font-size:14px;margin-top:-10px;padding:0}.quick-tools{margin-top:0}.score-panel{grid-row:span 2}.score-panel-top{display:flex}.score-panel-top .small-eyebrow{font-size:14px}.status-dot{margin-top:0;font-size:14px}.form-panel{padding:25px 24px 0}.panel-footer{margin-left:-24px;margin-right:-24px;padding:20px 24px}.type-card b{font-size:14px}.type-card small{display:block;font-size:14px}.type-check{display:grid}.type-card{min-height:78px}.step{display:flex;align-items:center;gap:6px}.step span{margin:0}.step b{font-size:14px;white-space:normal;line-height:1.5}.section-heading h2{font-size:21px}.field input,.field select,.field textarea{font-size:14px}.qualification-row{display:grid;grid-template-columns:1fr auto}.yes-no{margin:0}.step-fraction{display:block}.app-footer{margin-top:28px}.form-bottom-note{font-size:14px;padding:0 15px}}
@media(max-width:480px){main{padding:23px 14px 0}.page-heading h1{font-size:24px;max-width:265px}.page-heading{gap:12px}.page-heading>.button{min-height:35px;padding:8px}.bank-line{font-size:14px;line-height:1.6}.type-picker{gap:9px}.type-card{gap:9px;padding:13px 10px;min-height:76px}.type-card.selected{padding:12.5px 9.5px}.type-icon{width:30px;height:33px;border-radius:8px}.type-icon>.icon{width:18px;height:18px}.type-card b{font-size:14px}.type-card small{font-size:14px;max-width:110px;line-height:1.6}.type-check{display:none}.policy-banner{padding:11px;gap:8px}.policy-banner b{font-size:14px}.policy-banner span{font-size:14px}.policy-banner button{font-size:14px}.policy-banner button .icon{display:none}.steps{gap:7px;margin-top:23px}.step{display:block;padding-bottom:11px}.step span{width:22px;height:22px;font-size:14px;margin-bottom:7px}.step b{font-size:14px}.form-panel{padding:24px 18px 0}.section-heading h2{font-size:19px}.section-heading p:not(.small-eyebrow){font-size:14px}.form-grid{grid-template-columns:1fr;gap:19px}.span-2{grid-column:auto}.field input,.field select,.field textarea{font-size:16px}.field>label{font-size:14px}.panel-footer{margin-left:-18px;margin-right:-18px;padding:18px}.panel-footer .button{font-size:14px;padding:11px 13px}.panel-footer .text-button{font-size:14px}.step-fraction{display:none}.summary-column{grid-template-columns:1fr}.score-panel{grid-row:auto}.summary-note{grid-column:auto;margin-top:0;text-align:center}.score-panel-top{padding:22px 22px 0}.score-panel-top .small-eyebrow{font-size:14px}.score-panel h2{margin-left:22px}.score-sections{display:grid;grid-template-columns:1fr 1fr;gap:0 20px;margin-left:22px;margin-right:22px}.score-sections b{font-size:14px}.score-sections small{font-size:14px}.score-sections button{gap:8px}.quick-tools{display:none}.score-panel-actions{padding:20px 22px}.qualification-row{display:block;padding:18px 0}.qualification-row legend{font-size:14px}.yes-no{margin:13px 0 0 26px}.yes-no span{min-width:52px;min-height:37px}.conditions-grid{grid-template-columns:1fr}.subform{padding:15px}.group-heading{gap:9px}.group-heading h3{font-size:14px}.criterion summary{padding:15px 11px;gap:7px}.criterion-title{font-size:14px}.criterion-number{width:13px}.criterion-body{padding:12px}.score-option{padding:11px 9px;gap:8px}.option-text{font-size:14px}.option-letter{display:none}.option-value{width:23px}.group-footer{align-items:flex-start;flex-direction:column}.review-borrower{padding:13px;gap:10px}.review-borrower b{font-size:14px}.review-borrower span:not(.type-icon){font-size:14px}.review-borrower .inline-link{font-size:14px}.review-borrower .type-icon{display:none}.export-bar .button{width:100%;font-size:14px}.modal-header{padding:16px 19px}.modal-header h2{font-size:18px}.modal-body{padding:20px 18px}.modal-body .form-grid{grid-template-columns:1fr}.modal-actions .button{font-size:14px;padding:11px 13px}.draft-row{gap:9px}.draft-icon{display:none}.draft-row .icon-button{width:28px}.draft-row .button{padding:8px 10px}.draft-row small{font-size:14px}.app-footer{font-size:14px}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition:none!important}}
.brand-mark{background:#fff;border-color:#fff;padding:6px;width:47px;height:52px;overflow:hidden}
.brand-mark img{display:block;width:100%;height:100%;object-fit:contain}
.workspace-avatar{background:#fff;border-color:#d7e4ff;border-radius:9px;width:38px;height:38px;padding:5px}
.workspace-avatar img{display:block;width:100%;height:100%;object-fit:contain}
@media(max-width:1060px){.brand-mark{width:37px;height:42px;padding:5px}}
@media(max-width:900px){.brand-mark{width:45px;height:50px;padding:6px}}
@media(max-width:740px){.brand-mark{width:35px;height:39px;padding:5px}.workspace-avatar{display:none}}

/* Comfortable type for daily use; small labels are limited to secondary metadata. */
:root{color-scheme:light}
.page-description,.section-heading p:not(.small-eyebrow),.option-text,.qualification-row legend,.modal-body>p{font-size:16px;line-height:1.65}
.field>label,.field input,.field select,.field textarea,.step b,.type-card b,.button,.criterion-title,.review-block h3,.document-option b,.check-row b{font-size:14px}
.eyebrow,.small-eyebrow,.nav-label,.brand-second i,.type-card small,.status-dot,.score-panel-top .small-eyebrow,.score-sections small,.save-status,.summary-note,.form-bottom-note,.app-footer,.version,.source-note,.criterion-note,.criterion-body>.inline-link,.optional,.option-value small,.group-heading p,.check-row small,.document-option small,.step-fraction,.draft-row small,.sidebar-bottom span,.sidebar-bottom b{font-size:12px;line-height:1.6}
.form-panel{box-shadow:0 4px 16px #17233c04}.policy-banner{align-items:flex-start}.policy-banner span{font-size:12px}.policy-banner b,.policy-banner button{font-size:13px}.policy-banner button{padding-top:3px}.score-panel-top{flex-wrap:wrap}.score-display>span>span{font-size:12px}.rating-pending,.rating-result span,.completion-label,.quick-tools button,.inline-tip,.inline-tip .inline-link,.adjustment-trace,.review-result,.small,.notice{font-size:12px;line-height:1.7}.score-sections button{gap:8px}.score-sections b{font-size:14px}.rating-result b{font-size:14px}.section-heading{align-items:flex-start}.steps{gap:10px}.step{align-items:flex-start;white-space:normal;line-height:1.4}.step span{flex:none}.type-card small{font-size:12px;max-width:none}.type-card b{font-size:16px}.type-card{align-items:center;min-height:105px}.sidebar-guide h3{font-size:15px}.sidebar-guide p{font-size:13px}.sidebar-guide button{font-size:13px;line-height:1.6}.nav-item{font-size:14px}.nav-label{font-size:11px}.sidebar-bottom{padding-left:0;padding-right:0}.sidebar-bottom b{font-size:11px}.sidebar-bottom span{font-size:10px}.brand{font-size:12px}.brand-second{font-size:12px}.brand-second i{font-size:8px}.criterion-number{width:20px}.criterion summary{padding-top:18px;padding-bottom:18px}.option-text{font-size:14px}.reason-field textarea{font-size:14px}.document-option small{margin-top:4px}.yes-no span{font-size:13px;min-height:38px}.button,.field input,.field select{min-height:44px}.summary-column{position:static}.summary-note{padding-left:3px;padding-right:3px}.score-panel-top .small-eyebrow{font-size:10px;letter-spacing:.8px}.status-dot{font-size:11px}.score-sections small{font-size:11px}.score-sections b{font-size:13px}.step b{font-size:12px}.topbar-actions .text-button,.breadcrumb{font-size:13px}.bank-line{font-size:12px;line-height:1.8}.bank-line span{display:block;border:0;margin:2px 0 0;padding:0}.qualification-row{display:block}.qualification-row legend{float:none}.yes-no{margin:12px 0 0 29px}.review-borrower{flex-wrap:wrap}.review-borrower>div{min-width:0;overflow-wrap:anywhere}.field textarea{min-height:85px}
@media(min-width:1500px){.workspace-grid{grid-template-columns:minmax(0,1fr) 310px}.summary-column{position:sticky;top:20px}.step b{font-size:14px}}
@media(max-width:1240px){.step{display:block}.step span{margin-bottom:8px}.type-card{min-height:105px}.type-card b{font-size:14px}.type-card .type-icon{display:none}.nav-item{font-size:13px}.sidebar-guide p{font-size:12px}.brand{font-size:11px}.brand-second{font-size:10px}.sidebar-guide{margin-top:30px}}
@media(max-width:1060px){.brand{font-size:9px}.brand-second{font-size:9px}.type-card small{display:none}.type-card{min-height:72px}.page-heading>.button{font-size:12px}.sidebar-bottom{display:none}.panel-footer{flex-wrap:wrap}.score-sections small{font-size:10px}}
@media(max-width:900px){.page-heading>.button{font-size:0}.type-card small{display:block}.workspace-grid{grid-template-columns:minmax(0,1fr) 240px}.type-card small{font-size:11px}.type-card{padding:15px 10px}.type-card.selected{padding:14.5px 9.5px}.policy-banner{flex-wrap:wrap}.policy-banner>div{flex:1;min-width:170px}.policy-banner button{margin-left:29px}.group-tabs button{font-size:12px}}
@media(max-width:740px){.workspace-grid{grid-template-columns:1fr}.type-card .type-icon{display:grid}.type-card small{font-size:12px}.type-card{min-height:97px}.type-card b{font-size:15px}.type-check{display:none}.brand,.brand-second{font-size:10px}.steps{gap:10px}.step b{font-size:12px}.summary-column{display:block}.quick-tools{margin-top:15px}.score-sections{display:grid;grid-template-columns:1fr 1fr;gap:0 20px}.score-sections small{font-size:12px}.score-panel-top .small-eyebrow{font-size:12px}.status-dot{font-size:12px}.summary-note{margin:10px 0}.bank-line span{font-size:12px}.form-bottom-note{font-size:12px}.page-heading h1{max-width:none;font-size:29px}.page-description{max-width:none;font-size:14px}.section-heading p:not(.small-eyebrow){font-size:14px}}
@media(max-width:480px){.form-panel{padding-left:18px;padding-right:18px}.type-card{min-height:100px;align-items:flex-start}.type-card .type-icon{display:none}.type-card b{font-size:15px}.type-card small{font-size:12px;max-width:none}.step b{font-size:12px}.step span{width:25px;height:25px;font-size:12px}.policy-banner button{font-size:12px}.page-heading h1{font-size:26px}.eyebrow{font-size:11px;letter-spacing:1px}.bank-line{font-size:12px}.field input,.field select,.field textarea{font-size:16px}.criterion-title{font-size:14px}.option-text{font-size:14px}.option-value{font-size:14px}.q-score{font-size:13px}.panel-footer .button,.panel-footer .text-button,.group-footer .button{font-size:13px}.group-footer>span{font-size:12px}.review-borrower b{font-size:14px}.review-borrower span:not(.type-icon){font-size:12px}.review-borrower .inline-link{font-size:12px}.export-bar .button,.modal-actions .button{font-size:13px}.group-heading h3{font-size:14px}.group-heading .inline-link{font-size:12px}.guide-table{font-size:12px}.guide-table th{font-size:12px}.summary-note,.app-footer{font-size:12px}.app-footer{gap:15px;line-height:1.7}}

.guide-table .delinquency-range{white-space:normal;min-width:170px;max-width:230px;line-height:1.4;vertical-align:middle}